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A Nurses Guide to Single Payer Reform  
   
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MASS-CARE
   
 
 
MNA Supports Single Payer Health Care Initiative
We are part of a health system which has replaced humanitarian values with the heartless tenets of the market. Why do all attempts to “reform” the system seem only to make the problem worse? For a health system to meet the needs of us and those entrusted to our care, three essentials must be addressed simultaneously and consistently: Access, Quality, Affordability. The Single Payer health care system promises to do all three.

Learn About Single Payer


Definition of Single Payer Terms:

1) Universal:
All residents of a geographic/political entity; includes everyone, regardless of medical condition; a vast pool that guarantees affordable costs; "Everyone in, nobody out", (In some single payer plans, there are waiting periods for newcomers, but then they are included.)

2) Single Payer Health Care:
Everyone's health care is paid for out of one publicly administered trust fund which replaces our current multi-payer system.
     1) provides all residents with comprehensive health care coverage
     2) assures freedom to choose M.D.s, Nurse Practitioners, and other health care professionals, facilities, and services
     3) eliminates the role of insurance companies

3) Social Insurance:
Administered by a public agency, not commercial entities; directed to a social goal - to promote the nation's health through universal access to care the nation can afford - rather than to make money; all members of society are in one risk pool, not 1500 pools each trying to avoid risk; higher percentage collected funds go to care (97 percent vs 60-75 percent).

4) Comprehensive:
Coverage which includes all services determined by physicians, nurses, and other health professionals to be necessary.  Includes rehabilitation, long term and home care, mental health care, prescription drugs, medical supplies, preventive and public health measures, in addition to all acute services.

5) Capitation:
Prospective, flat-fee payment, by insurer to provide, based on the number of patients listed with that provider, without regard to actual health service needs.  When a patient requires higher than average level of care, the patient's provider must absorb the extra cost.  Conversely, when the lower than average level of care is required, the provider absorbs the savings. Creates financial incentive for provider to limit care options offered to patients, to shun patients with complex needs, while trying to attract young, healthier patients. 

6) Consolidated health care finance:
One agency budgets, collects and disburses the money to pay for care, similar to Medicare in which administrative costs take only 2-3 percent of overall health expenditures.

7) Administrative Overhead: Portion of health care expenditures consumed by clerical and technological support for filing and re-filing claims, denial/payment of claims, advertising, executive salaries.  While Medicare administrative costs take only about 2-3 percent of their expenditures for administration costs, the lowest percentage for any private insurer is 14 percent.
 
 


Other Related Resources

  • www.Allies-Now.com. New Web site providing a national data base for single payer reform.
  • Bleeding the Patient, the Consequences of Corporate Health Care. Himmelstein, David U., M.D. and Steffie Woolhandler M.D., M.P.H. with Ida Hellander M.D. Available February 2001 from Common Courage Press. Order now; it’ll be shipped on printing. (800.497.3207, www.commoncouragepress.com )
  • Understanding Health Policy: A Clinical Approach. Bodenheimer, Thomas and Grumbach, Kevin. 1998, Appleton and Lang. Bleeding the Patient: The Consequences of Corporate Health Care. Himmelstein, David U., M.D. and Woolhandler, Steffie, M.D., M.P.H. with Ida Hellander, M.D. Available February 2001, Common Courage Press. Call 800.497.3207. www.commoncouragepress.com 
  • Chartbook, “Multinational Comparisons of Health Care Expenditures, Coverages and Outcomes. October 1998. Available free from The Commonwealth Fund, 212-606-3800, cmwf@cmwf.org or at www.commonwealthfund.org.
  • Free US Government Accounting Office (GAO) study on single payer called "Canadian Health Insurance Lesson for the United States", GAO/HRD-91-90. To order call 202.512.6000.
  • Majority (57 percent) of academic medicine physicians favor single payer.  Study in New England Journal of Medicine finds medical school deans, faculty, residents, and students favor single payer 3 to 1 over managed care (Source: Physicians for a National Health Program Press Release 3/24/99)
  • Journal for Health Politics, Policy, and Law. February 2000. Entire issue dedicated to individual health insurance market. 
  • Kuttner, Robert, Everything for Sale: The Virtues and Limits of Markets, Chapter 4: Markets and Medicine" 1997, Alfred A. Knopf.

What you can do right now
  • Call your State Senator and your State Representative and ask if they are cosponsors of S.755 The Massachusetts Health Care Trust. If yes, thank them. If no, urge them to become cosponsors.  To contact them via the Web: www.state.ma.us/legis 
  • Contact the Public Communications Dept. of MNA 800.882.2056 with the name(s) of a nursing organization(s) of which you are a member. Members of the MNA task force on single payer will work with you to contact that organization to arrange a presentation to its members on “Nurses, Nursing, and Single Payer Health Reform.”
  • Talk to two co-workers, friends or family members about why single payer finance and the Mass. Health Care Trust legislation will improve quality, access, and affordability of care.
  • Write a letter to your local newspaper urging support of the Mass. Health Care Trust bill, (Senate bill 755); The Massachusetts Health Care Trust"; creating a single payer system in Massachusetts.
  • Invite a speaker from Mass Care (the statewide coalition for single payer reform) to address a group in your community or professional association. Contact Mass Care at 617.357.7003 or masscare@aol.com. Mass Care’s web site is: www.masscare.org.
  • Call the MNA at 781.830.5717 for more information.

Look Who Else Supports Single Payer

  • The Massachusetts Teachers Association in 2003 reaffirmed their commitment to support he legislation with a grant of $10,000 to Mass Care. The MTA has joined the MNA as one of over 80 member organizations of Mass Care , the Massachusetts Single Payer Coalition.

Did you know?

  • Since 1970, the number of health care administrators has increased 23 times faster than the number of doctors and nurses. Source: Bleeding the Patient (See “resources” above ).
  • About two-thirds of uninsured adults reside in households with at least one full time worker. Source: The Urban Institute, research results released May 18, 2000.
  • As part of the new law regulating managed care in the commonwealth, the Legislature established a 32-member advisory committee “to evaluate an independent analysis of the feasibility and fiscal implications of establishing a system of consolidated health care financing and streamlined health care delivery model accessible to every resident of the commonwealth.” MNA will be represented on this Committee by Judith Shindul-Rothschild, R.N., PhD. of Boston College, a nurse researcher and economist and a powerful advocate for single payer reform. 

This page of the MNA Web site "A nurses guide to single payer reform" is being developed by a distinguished editorial board, including: Alan Sager, PhD and Deborah Socolar, MPH, researcher, economist; Judith Shindul-Rothchild, PhD, RN, nurse researcher, economist; David U. Himmelstein, MD; Steffie Woolhandler, MD, MPH;  Margaret O'Malley, RN; Julie Pinkham, RN; and Suzanne Gordon, author.
 

 
         

 

 

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